Waypoint Wealth Management

Overview

Waypoint Wealth Management was established in 1996 by Mike Green, structuring the firm as a fee-only registered investment advisor anchored in Timonium, Maryland. The firm emerged during a period of consolidation among Baltimore-area financial planners, positioning itself as an independent shop serving individuals, high-net-worth families, and closely-held businesses in the mid-Atlantic region. The firm's investment posture centers on financial planning, estate planning, and discretionary portfolio management. Asset-class coverage spans domestic equities, fixed income, and alternative allocations that often include private credit and real estate exposure through pooled vehicles. Waypoint does not operate as a direct-investment platform or sponsor its own funds. The practice serves a localized geographic footprint, with clients concentrated in Maryland, Virginia, and greater Washington, D.C. Public filings indicate Waypoint maintains a lean advisor headcount consistent with a boutique planning-and-investment practice. The firm has not launched adjacent philanthropic vehicles, captive real-asset arms, or external club structures. In September 2024, the SEC's Form ADV amendment cycle showed the firm reporting no material disciplinary events and a stable client base of individuals and families. Waypoint's structural distinction lies in operating as a true main-street advisory in a market increasingly dominated by aggregator platforms. The firm's independence and fee-only model create a fiduciary posture that differs from the commission-based wealth management practices common in suburban Baltimore during its founding era. Succession planning and the eventual transition of the firm remain unaddressed in public materials. WAYPOINT WEALTH MANAGEMENT was listed as registered with the SEC in the IAPD firm compilation observed on 2026-10-22. In Form ADV filed on 2026-08-05, it reported 1 employee; 555 advisory accounts; services including Financial planning, Pension consulting, Portfolio management for individuals and small businesses, Selection of other advisers; client categories including Corporations or other businesses, High net worth individuals, Individuals (other than high net worth individuals); compensation arrangements including A percentage of assets under management, Fixed fees. These are dated adviser-reported facts, not independently verified by Altss. Registration does not constitute approval or endorsement. This historical filing does not establish current registration status or operations.