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Waypoint Wealth Management
Waypoint Wealth Management was established in 1996 by Mike Green, structuring the firm as a fee-only registered investment advisor anchored in Timonium,...
Waypoint Wealth Management
Waypoint Wealth Management was established in 1996 by Mike Green, structuring the firm as a fee-only registered investment advisor anchored in Timonium, Maryland. The firm emerged during a period of consolidation among Baltimore-area financial planners, positioning itself as an independent shop serving individuals, high-net-worth families, and closely-held businesses in the mid-Atlantic region. The firm's investment posture centers on financial planning, estate planning, and discretionary portfolio management. Asset-class coverage spans domestic equities, fixed income, and alternative allocations that often include private credit and real estate exposure through pooled vehicles. Waypoint does not operate as a direct-investment platform or sponsor its own funds. The practice serves a localized geographic footprint, with clients concentrated in Maryland, Virginia, and greater Washington, D.C. Public filings indicate Waypoint maintains a lean advisor headcount consistent with a boutique planning-and-investment practice. The firm has not launched adjacent philanthropic vehicles, captive real-asset arms, or external club structures. In September 2024, the SEC's Form ADV amendment cycle showed the firm reporting no material disciplinary events and a stable client base of individuals and families. Waypoint's structural distinction lies in operating as a true main-street advisory in a market increasingly dominated by aggregator platforms. The firm's independence and fee-only model create a fiduciary posture that differs from the commission-based wealth management practices common in suburban Baltimore during its founding era. Succession planning and the eventual transition of the firm remain unaddressed in public materials.
General information
Firm type
Bank / Wealth / Trust
Year founded
1996
AUM
Less than $500M (Altss estimate)
Location
Region
North America
Country
United States
City
Timonium
Corporate office
Timonium, MD, United States
Principals
Mike Green
President & CEO
Sector focus
Frequently asked questions
Who runs investment decisions at Waypoint Wealth Management?
Mike Green serves as President and CEO of Waypoint Wealth Management, a practice he founded in 1996. The firm's Form ADV filings list Green as the principal owner and primary investment decision-maker. No additional investment committee or external CIO is disclosed in public records.
Is Waypoint Wealth Management a fee-only or commission-based advisor?
Waypoint operates as a fee-only registered investment advisor. The firm's Form ADV indicates compensation derived from fixed fees, asset-based fees, and hourly planning fees. Waypoint does not accept commissions, trailing fees, or revenue-sharing arrangements from product sponsors.
Does Waypoint sponsor its own funds or investment products?
No. Waypoint does not operate as a fund sponsor. The firm allocates client capital across third-party managed vehicles, individual securities, and fixed-income instruments. Private credit and real estate exposure typically comes through pooled institutional vehicles rather than proprietary structures.
What is the minimum account size for a Waypoint relationship?
Waypoint does not publicly disclose a minimum account threshold. As a small advisory practice, the firm likely evaluates prospective clients on a case-by-case basis, with services scaled across a range of net-worth profiles from mass-affluent to high-net-worth individuals.
Does Waypoint have a succession plan in place?
Publicly available documents do not describe a formal succession plan. The practice remains closely held by founder Mike Green, and no junior partners, internal successors, or external acquirers are identified in regulatory filings. This represents a known concentration risk for a firm beyond its 25th year.
What geographic markets does Waypoint serve?
The firm operates from a single office in Timonium, Maryland, with a client base concentrated in the Baltimore metro area and extending into suburban Maryland and Washington, D.C. Waypoint does not maintain satellite offices or serve an out-of-region client population at scale.
How does Waypoint approach tax-aware portfolio management?
Tax-awareness is a stated pillar of the firm's investment philosophy. Waypoint employs direct indexing, tax-loss harvesting, and municipal-bond laddering strategies consistent with a planning-centric advisory model. The firm's small-client-count structure allows for personalized cost-basis tracking and household-level tax coordination.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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