Wealthstream Advisors

Wealthstream operates as a fee-only registered investment advisor, billing clients a percentage of assets under management for discretionary portfolio services with separate fixed or hourly fees for financial planning engagements. The firm does not collect commissions or referral fees, which aligns its incentives with client outcomes. This structure is disclosed in its regulatory filings as a fiduciary.

The firm serves high-net-worth individuals and families, with a practice concentrated in the New York metropolitan area. Client engagements typically require sufficient asset levels to justify a customized portfolio and ongoing advisory relationship. Wealthstream does not publish a minimum account size publicly, but its comprehensive service model targets clients with complex financial situations involving multiple asset classes and cross-generational planning needs.

Wealthstream does not manage proprietary pooled investment vehicles. Client assets are held in separately managed accounts at independent third-party custodians, which gives each client direct ownership of underlying securities and full transparency into holdings. For private market exposure, the firm may facilitate access to third-party interval funds or private placement offerings but does not act as a general partner.

Investment decisions are made by the firm's portfolio management team, led by principals whose names and roles appear in Wealthstream's Form ADV filings with the SEC. The firm operates an investment committee that sets asset allocation targets and approves individual security selections. Specific leadership names are not widely publicized beyond regulatory disclosures, reflecting the firm's private-client orientation rather than an institutional marketing posture.

Concentrated equity management is a core capability of the firm's planning and investment practice. Wealthstream assists clients with diversification strategies that may include exchange funds, option-based hedging programs, and tax-aware liquidation schedules executed over multiple years. This service frequently coordinates with the client's tax preparer and estate attorney to align the diversification plan with philanthropic goals and intergenerational transfers.