West Bank

Dave Nelson serves as Chairman and CEO, and the bank operates with a centralized credit committee structure typical of a family-led community bank. Day-to-day lending authority for commercial loans rests with senior relationship managers and regional presidents who report into the West Des Moines headquarters. The Nelson family has been involved in the bank's governance across three generations.

West Bank focuses its commercial lending and deposit gathering on Iowa and eastern Nebraska, with full-service branch locations in the Des Moines metropolitan area, Iowa City, Coralville, and Omaha. The bank does not operate a national lending platform or maintain out-of-market loan production offices.

Yes. West Bank maintains a trust and wealth management division that provides personal trust administration, estate settlement, investment management, and custodial services. This division operates within the bank charter, meaning it benefits from the same regulatory capital structure but is managed as a distinct line of business serving clients primarily referred through the commercial banking relationship base.

West Bank is a privately held commercial bank organized under a bank holding company structure. It is not publicly traded, and ownership is concentrated among the Nelson family and a small group of long-tenured local shareholders. The bank's capital ratios are reported in quarterly call reports filed with the FDIC.

West Bank does not engage in speculative trading, proprietary venture capital investing, or direct private equity fund commitments. Its lending portfolio is concentrated in Iowa and Nebraska commercial real estate, C&I loans to middle-market operating companies, and residential mortgages. The bank avoids energy lending, large-scale syndicated leveraged finance, and out-of-region construction lending.