9fin

Co-founders Steven and Huss launched 9fin in 2016 after working inside large investment banks, where they saw credit teams executing billion-dollar deals with legacy tools such as PDFs and faxes. Their original thesis — summarized as 'AI-powered financial data' in a Google AI residency application — argued that credit's biggest bottleneck was not a lack of information but the inability to process it at scale. They built technology to parse complex lending documents, extract terms such as covenants and pricing, and map the relationships between them.

9fin delivers coverage across leveraged finance, private credit, distressed and restructuring, CLOs, and asset-backed finance. The platform also includes investment-grade credit in its scope. Reporting and deal intelligence span public, private, and distressed markets, giving users a connected view of credits, deals, and market-moving developments.

Rather than applying general-purpose AI, 9fin uses models trained specifically on debt-market data and documentation — bonds, loans, credit agreements, and restructuring filings. The system automates tasks such as covenant analysis, earnings summaries, comps, and tear sheets with guardrails and human oversight. A dedicated team of credit analysts, legal specialists, and reporters validates outputs to keep intelligence accurate and dependable.

9fin states that it powers credit teams at more than 300 institutions worldwide. Its disclosed client segments include investment banks, asset managers, hedge funds, law firms, advisors, and private credit funds. The platform organizes its tools by job function — originators, investors, and advisors — with tailored workflows for each constituency.

9fin employs a team of expert reporters who produce breaking news and analysis. The firm describes its private-credit journalism team as the world's largest. That newsroom output is unified with structured data and AI-powered workflows, allowing users to move from an earnings alert or restructuring headline directly into the underlying deal analytics, covenant summaries, and comps.

It is all three, unified on a single AI-native platform. 9fin combines real-time news from its own journalists, structured databases of deal history and financials spanning over 20 years, and AI-powered analytics that compress research workflows. The firm's stated objective is to replace multiple legacy tools with one integrated debt-market intelligence system.

9fin covers credits and deals across North America, Europe, Latin America, and Asia-Pacific. The firm built its early presence in European leveraged finance and has since expanded coverage into US private credit and distressed markets, with dedicated local events and reporting networks in key jurisdictions.