Carrington Financial Planning, LLC

Yes. Carrington Financial Planning, LLC is registered as an investment advisor under the Investment Advisers Act of 1940. This registration requires the firm to adhere to fiduciary standards and file periodic disclosures with the Securities and Exchange Commission (SEC). Specific details of the firm’s registration can be verified via the SEC’s Investment Adviser Public Disclosure (IAPD) database.

The firm provides financial planning services, which typically encompass retirement planning, investment management, tax strategy, estate planning, and risk management. As an RIA, these services are delivered under a fiduciary framework. The firm does not disclose separate divisions for corporate or institutional advising; its focus appears to be individual clients.

Standard RIA fee structures include either a percentage of assets under management (AUM) or a flat quarterly/annual planning fee. Without published fee schedules from the firm, it is not possible to specify Carrington Financial Planning, LLC’s exact billing model. Clients would need to request Form ADV Part 2 for full fee disclosure.

Based on public records, Carrington Financial Planning, LLC operates as an RIA serving individuals and families. There is no indication of institutional client mandates such as pension funds, endowments, or foundations. The firm’s stated focus on financial planning aligns with a retail clientele rather than institutional investment management.

The SEC’s Investment Adviser Public Disclosure (IAPD) website at advisorinfo.sec.gov allows the public to search for any registered RIA by name. This database includes the firm’s Form ADV filing, which details advisors, fees, custody arrangements, and any disciplinary actions. As of the latest data, no public disciplinary events are associated with Carrington Financial Planning, LLC.