DAVID W. MCKINLAY, CHFC

The ChFC (Chartered Financial Consultant) is a credential from The American College of Financial Services, requiring coursework in insurance, investments, tax planning, retirement, and estate planning. It indicates specialized knowledge in comprehensive financial planning, but does not prescribe a particular investment strategy or firm structure.

Public information does not specify. The ChFC designation typically aligns with individual client financial planning rather than institutional asset management. No institutional AUM or client disclosures exist in public records.

No specific investment strategy is publicly documented. The ChFC curriculum covers diversified approaches including insurance-based products, investments, and retirement planning. Without public filings or marketing materials, the precise approach is unverifiable.

As a ChFC holder, McKinlay is bound by The American College's Code of Ethics, which includes fiduciary principles for financial planning. However, his specific regulatory registration (e.g., SEC or state RIA) is not publicly confirmed. Clients should verify fiduciary status through their advisory agreement.

Public data does not detail client demographics. The ChFC credential is designed for practitioners serving high-net-worth individuals and families in need of holistic financial planning. No disclosures list specific client types or minimum asset thresholds.