Dougherty & Associates

Dougherty & Associates

Dougherty & Associates is an independent RIA headquartered in Buffalo, Minnesota, with additional locations in St. Paul, Chicago, Minneapolis, and Colorado Springs. The firm is built around retail financial planning, focusing on retirement readiness, 401(k) rollover management, and college savings through 529 plans. Its independence is presented as the structural spine of the practice, positioning the advisors to offer what the firm describes as objective and unbiased guidance without proprietary product pressure. The firm's service menu centers on retail investment management and financial planning. Core offerings include retirement income projections, consolidation of legacy retirement accounts after a job change, and education savings vehicles. The advisory model is transactional planning for individuals, not institutional asset management. There is no disclosed private-market or direct-investment capability. Client-facing content on its website addresses subjects like money market funds, estate strategies, and the choice between fixed and variable mortgages, reinforcing the firm's position in the mass-affluent retail segment rather than the family-office or ultra-high-net-worth space. The practice lists five locations in its Altss research record — Chicago, Minneapolis, Colorado Springs, Buffalo, and St. Paul. Its website confirms a physical presence in Buffalo and St. Paul with published office hours, phone, and fax numbers. No AUM, advisor headcount, or total client figures are publicly disclosed. The firm does not publish a leadership team page or name its principals on its website, leaving its management structure opaque to outside parties. Structurally, Dougherty & Associates is set apart by its geography and scale. It is a regional planner operating from a Minnesota base, not a coastal wealth-management aggregator. The absence of named leadership, public AUM, or institutional strategies may simply reflect a firm that does not target the family-office ecosystem at all — it is a retail book of business that happens to appear in entity databases alongside structurally different organizations.