FMB Wealth Management

FMB Wealth Management does not publicly name its portfolio managers, investment committee members, or chief investment officer on its website or in regulatory filings. State-level registration does not require the same detailed bios contained in SEC Form ADV Part 2B brochures for all key personnel. An allocator conducting provider due diligence would need to request the firm's Part 2 brochure, which must list supervised persons and their decision-making authority, directly from the firm itself.

The firm is registered as an investment adviser with the State of California and serves multiple clients, indicating it functions as a traditional RIA rather than a single-family office. A single-family office typically operates under an exemption from registration because it serves only one or a small number of related-family client pools. FMB Wealth Management's business model, as described in its regulatory disclosures, is consistent with an independent advisory practice serving unrelated individuals and families (per public record).

There is no evidence in the firm's publicly available disclosures that FMB Wealth Management participates in private equity, venture capital, real assets, or hedge fund commitments on behalf of its clients. Its strategy documentation references individual securities, ETFs, and mutual funds, which are liquid public-market vehicles. An institution or family office seeking co-investment access alongside a wealth manager would likely find FMB's advisory model misaligned with that objective (per the firm's official communications).

FMB Wealth Management is registered with the California Department of Financial Protection and Innovation rather than the US Securities and Exchange Commission, a distinction that typically applies to firms managing less than $110 million in regulatory assets under management. State registration reduces the firm's public disclosure obligations: it files Form ADV Part 1 with fewer detail-rich schedules and is not subject to SEC examination priority. This makes it harder for an external party to independently verify the firm's client count, assets, or operational history without a direct data request.

The firm's website and regulatory filings do not reference a charitable arm, donor-advised fund management, or a private foundation overlay for its clients. FMB Wealth Management describes tax-aware portfolio design as part of its service offering, but there is no indication that this extends to sponsoring or administering philanthropic vehicles—a feature some competing wealth managers in the Westlake Village and Thousand Oaks area use to differentiate with ultra-high-net-worth families.