Hilltop Wealth & Tax Solutions

Hilltop embeds CPA-level tax preparation and planning directly into its advisory practice. This means the professional managing a family's investment portfolio also handles their tax return, enabling continuous tax-aware portfolio decisions. In a traditional brokerage, tax advice is often a separate, outsourced function.

Based on the firm's structure as a registered investment advisor with dual tax expertise, it allocates client capital across publicly traded equities, fixed income, and alternative assets via third-party managers or ETFs. It does not appear to sponsor its own proprietary funds or direct private equity vehicles.

Hilltop operates as an independent advisory firm serving multiple high-net-worth families, which places it in the multi-family office category in practice. The firm's integrated tax and wealth management model mirrors the bespoke service typical of a dedicated single-family office but is shared across several client relationships.

The principal advisors typically hold Certified Public Accountant (CPA) licenses and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations. This dual-credential model supports the firm's core thesis of unifying investment management with proactive tax planning.

Hilltop is an advisory firm, not a custodian. Client assets are held at independent qualified custodians—such as Charles Schwab or Fidelity—while Hilltop retains discretionary or non-discretionary trading authority depending on the client agreement.