Holistic Financial Planning LLC

As an RIA, investment decisions are made by the firm's advisors based on client objectives and market conditions. The specific named principal is not publicly disclosed, but the firm likely has a team of certified financial planners (CFPs) or chartered financial analysts (CFAs) who collaborate on portfolio construction and rebalancing.

The firm is a registered investment advisor (RIA), not a family office. RIAs are regulated by the SEC or state securities authorities and must comply with the Investment Advisers Act of 1940. This structure imposes fiduciary duties, disclosure requirements, and regular reporting, distinguishing it from less regulated family offices.

As a financial planning firm, it does not target specific venture or growth stages. Instead, it manages portfolios for individual clients across their life cycles, from accumulation to decumulation. Investments are typically in publicly traded securities, ETFS, and mutual funds, with occasional allocation to alternative investments if appropriate for a client's plan.

The firm does not make fund commitments or direct private equity investments. It operates as a traditional RIA, managing client assets through custody accounts and selecting among publicly available investment vehicles. Its role is advisory, not as an institutional allocator.

The firm's clients are individuals and families who have accumulated wealth through careers, business ownership, inheritance, or other personal means. The firm does not manage a single pool of capital from a founding family; rather, it serves multiple unrelated clients.