Live and Give Financial

Live and Give Financial

Live and Give Financial is a single-family office led by President Jonathan M. Bergman. The entity originates from the insurance and financial-services sector, with Bergman concurrently operating a New York-licensed insurance agency under his name. This dual structure — an operating insurance business feeding a private investment entity — defines the office's architecture. The firm's name signals a philanthropic orientation alongside its investment mandate. The office deploys capital across public equities, fixed income, private equity, and real assets. The insurance-agency linkage suggests a sourcing advantage for cash-flow-generating and risk-mitigated investments aligned with long-duration liabilities. The firm participates in direct investments and fund commitments, favoring manager relationships that originate through its insurance-industry network. Geographic focus spans North America with opportunistic exposure to developed markets in Europe. The office maintains a lean internal team centered on Bergman, with external manager relationships filling specialized mandates. Bergman's concurrent operation of an insurance agency provides the office with a recurring capital-formation mechanism distinct from a liquidation-driven family office. This embedded origination model — deal flow sourced in part through insurance-client and provider relationships — is the office's structural differentiator. Live and Give Financial's governance integrates for-profit investment management with a stated philanthropic purpose, reflected in its name. The insurance-licensed operating company at the core of the structure creates a regulatory and capital-reserve dynamic that shapes portfolio construction differently than a standard single-family office drawing solely on harvested wealth.