LYONS WEALTH MANAGEMENT

Ginny Lyons, the firm's founder and president, leads the investment committee and personally directs portfolio construction. The firm runs a centralized investment process in-house rather than outsourcing to third-party strategists or model-portfolio providers. All asset-allocation policy and individual security selection flows through the internal committee.

The firm constructs bespoke separately managed accounts using individual equities and fixed-income instruments rather than relying on pre-packaged model portfolios. This direct-indexing approach allows for tax-loss harvesting at the security level and customization around each family's existing concentrated stock positions, charitable intentions, and cash-flow needs.

Lyons Wealth Management serves a concentrated base of high-net-worth families predominantly located in the Southeastern United States, with a particular concentration in Florida. The firm does not publicly disclose a client count, but its single-office structure and lean staffing suggest a deliberately small book of deeply served relationships rather than a mass-market retail practice.

The firm operates as a multi-family office and registered investment advisor, serving multiple unrelated families from its Winter Park headquarters. However, its small-team, high-touch model — integrating investment management with estate coordination and tax oversight — more closely resembles the service architecture of a single family office extended to a small number of external clients.

Lyons Wealth Management builds fixed-income exposure through individual municipal and corporate bonds rather than through bond funds or ETFs. The firm ladders maturities to align with each family's anticipated liquidity demands, and favors tax-aware construction given the high marginal tax rates of its Florida-based and Southeastern clientele.