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MCAP

MCAP is Canada’s largest independent Mortgage Finance Company. MCAP originates, trades, securitizes and services residential, construction and commercial...

MCAP

MCAP is Canada’s largest independent Mortgage Finance Company. MCAP originates, trades, securitizes and services residential, construction and commercial assets on behalf of institutional investors. It has $155B+ in assets under management, serves 700K+ homeowners across Canada, and has 1,400+ employees in offices across Canada.

General information

Firm type

Asset Manager

Location

Region

North America

Country

Canada

City

Woodstock

Corporate office

Toronto, Canada

Sector focus

residential, construction and commercial

Frequently asked questions

What is MCAP's geographic focus?

MCAP operates exclusively in Canada, with a national mortgage platform. The firm does not disclose international operations. Its services span residential and commercial mortgage lending across Canadian provinces.

How does MCAP generate returns?

MCAP generates returns through mortgage interest income and servicing fees. It also participates in mortgage syndication and capital markets activities, including the issuance of mortgage-backed securities. The firm does not disclose specific return data.

Is MCAP regulated as a financial institution?

MCAP is subject to Canadian mortgage lending regulations, though its exact regulatory status is not publicly specified. As a private lender, it must comply with federal and provincial lending laws. The firm is not a federally regulated bank per the Bank Act.

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