Momentum Wealth Planning

Momentum operates as a fee-only advisor, meaning the firm is compensated directly by its clients rather than through commissions on financial products. The firm emphasizes flat-fee financial planning, a structure that decouples the cost of advice from the size of a client's investment portfolio. This model is designed to reduce conflicts of interest inherent in percentage-of-assets billing or commission-based advice.

Brett Anderson serves as President and Wealth Advisor, leading the firm's investment and planning activities. He holds the Accredited Wealth Management Advisor designation, a credential that requires substantial coursework in retirement planning, estate planning, investment management, and tax planning. The firm's small-team structure suggests Anderson is directly involved in portfolio-level decisions.

Yes. As a registered investment advisor, Momentum is legally bound by a fiduciary duty to act in its clients' best interests at all times. This obligation extends to all aspects of the advisory relationship, including investment selection, planning recommendations, and fee transparency. The fiduciary standard is stronger than the suitability standard that governs broker-dealers, who need only recommend products that are 'suitable' for a client.

The firm serves individuals and families, with a natural geographic concentration in the Minneapolis-St. Paul metropolitan area. Its flat-fee planning model typically appeals to professionals and retirees who value ongoing, holistic financial guidance over episodic investment management. The emphasis on comprehensive planning suggests clients with multi-faceted financial lives — including retirement accounts, taxable investments, and income distribution strategies — rather than pure asset accumulation.

No. Momentum is structured as a registered investment advisor providing wealth management and financial planning services. It does not market itself as a family office and lacks the multi-generational, concierge-style service breadth — direct bill pay, estate administration, private travel management — that typically defines family office operations. The firm's wealth-management focus remains squarely on investment and planning advice.