ONPOINT FINANCIAL ADVICE, LLC

As a registered investment advisor (RIA), ONPOINT FINANCIAL ADVICE, LLC is legally bound to act as a fiduciary under the Investment Advisers Act of 1940, meaning it must prioritize client interests ahead of its own. This obligates the firm to disclose all conflicts of interest and adhere to a duty of loyalty and care (per SEC regulations).

The firm provides financial planning, portfolio management, and retirement planning services to individual and family clients. Its offerings are typical for an RIA, focusing on goal-based asset allocation, tax-aware investing, and risk management.

Like most RIAs, ONPOINT likely charges a fee based on a percentage of assets under management (AUM), typically between 0.5% and 1.5% annually. It may also charge flat fees for financial planning engagements. The firm does not receive commissions for selling products, as this would conflict with its fiduciary duty.

The firm's physical headquarters address is not publicly disclosed in available records. As a registered investment advisor, it is required to maintain a principal place of business in the United States, but specific location details are not verifiable at this time.

The principals and investment team are not publicly identified through accessible sources. Without a LinkedIn profile or team page, the names of key decision-makers remain unknown.

Given its likely focus on individual clients and smaller AUM, the firm probably does not engage in direct private equity or venture capital investments. Its portfolio construction likely relies on publicly traded securities and mutual funds.

The investment strategy is not publicly documented, but as a personal financial advisor, it likely emphasizes diversification across asset classes, risk management aligned with client goals, and periodic rebalancing. Without published materials, specific tactical or strategic approaches remain unconfirmed.