PDM Investment Services

PDM Investment Services

PDM Investment Services was founded in 2024 by Rohit Daga, a Chartered Accountant and MBA with more than 15 years of experience in resource mobilization, investment analysis, portfolio management, and stressed-asset recovery. The firm operates as a financial product distributor out of Kolkata, offering a single-window platform that combines product distribution, tax, and reporting services. Daga's earlier career included managing a portfolio exceeding Rs. 16 billion and leading recoveries in some of India's largest Insolvency and Bankruptcy Code (IBC) cases — including Essar Steel, Electrosteel, Adhunik Group, and Deccan Chronicle — which now informs the advisory's emphasis on credit risk and recovery outcomes. The strategy centers on fixed-income execution for both individuals and businesses. On the corporate side, PDM designs cash and treasury management solutions, deploying surplus funds into bonds, non-convertible debentures (NCDs), corporate fixed deposits, debt mutual funds, and other alternative fixed-income products. For individual clients, the firm constructs goal-based portfolios across fixed income, equities (via mutual funds, PMS, and AIFs), sovereign gold bonds, and insurance. A distinct thread runs through the distressed-credit capability: the firm has assisted investors in recovering value from DHFL NCDs and continues to advise an IL&FS investor group on recovery strategies. Fixed-income transactions settle through the Indian Clearing Corporation Ltd. via the affiliated RBI-registered NBFC, PDM Investment & Trading Company Private Limited. PDM operates as a lean, single-office advisory from its Canal Street location in Kolkata. The firm raised over Rs. 20 billion through a diverse mix of instruments historically, and as of early 2025, the team is led solely by Rohit Daga. There are no disclosed external offices, separate philanthropic vehicles, or club memberships. The firm's last-reported operational milestone — the formal launch of the PDM Investment Services distribution platform — occurred in 2024. What marks PDM Investment Services structurally is its origination in IBC-led recoveries and the dual-entity architecture that pairs a product-distribution advisory with an RBI-registered NBFC. This allows the firm to route bond and NCD transactions through regulated exchange clearing mechanisms while maintaining an advisory relationship on the portfolio-construction side — a model shaped by a founder who moved from institutional stressed-asset work to retail-oriented fixed-income distribution.