PDS Planning

PDS Planning

Founded in 1985, PDS Planning operates as a fee-only registered investment advisor based in Dublin, Ohio. The firm targets individuals with investment portfolios of $2 million or more who are within 15 years of retirement. Its central pitch is a flat-dollar fee model, a deliberate departure from the standard assets-under-management percentage fee common across the wealth management industry. PDS Planning advises on a broad mix of asset classes and financial strategies, including investment management, tax strategy, retirement planning, estate and inheritance planning, and charitable giving. The firm believes in broadly diversified, low-cost, and tax-efficient investments. It explicitly does not sell insurance products to avoid conflicts of interest. PDS Planning does not disclose a specific geographic investment footprint beyond its service to US-based high-net-worth individuals, trusts, and businesses. Operational details regarding assets under management, total deployment capital, and team size are not publicly disclosed by the firm. No named principals or additional office locations are available in public sources. PDS Planning received a local award in April 2024 for its financial advisory services. PDS Planning's structural distinction is its steadfast adherence to a flat-fee model while acting as a fiduciary. This model directly separates the cost of advice from the size of a client's portfolio, ensuring that recommendations for tax-efficient, low-cost investment strategies and charitable giving are not influenced by the impact they would have on the advisor's compensation.