Pinnacle Investment Advisors

Pinnacle Investment Advisors

Pinnacle Investment Advisors operates from Ann Arbor and Troy, Michigan, as a registered investment advisor with a distinct dual qualification: all of its managers are CPAs. The firm positions itself at the intersection of investment management and tax-sensitive financial planning, offering retirement strategies, insurance recommendations, and guidance on gift and estate tax, trusts, and mortgage issues. Its core clientele are individuals and families in Michigan and Florida, the two states where the firm is registered to do business. The firm's investment management services are delivered alongside tax and estate planning advice — a bundled offering that departs from a pure asset-gathering model. Pinnacle emphasizes a personalized approach, stating that it listens to a client's full financial picture before making any recommendations. The firm does not publicize its assets under management, underlying portfolio holdings, or a dedicated investment committee roster. Client assets are custodied at Schwab, with Millennium Trust servicing alternative holdings. Client-facing technology includes MoneyGuidePro for planning and Morningstar Portal for investment research. Pinnacle lists two office locations, serving southeastern Michigan from Ann Arbor and metro Detroit from Troy. Contact on the firm's website is directed to Brian Mulvihill. The firm has no known affiliated vehicles, philanthropic foundations, or external investment partnerships. No recent operational events were publicly documented in the last 24 months. Structurally, the CPA-led advisory model differentiates Pinnacle from most RIAs, which typically house tax expertise in an adjacent firm. Every manager's accounting credential implies that portfolio decisions are evaluated through a tax-efficiency filter — an architecture more commonly associated with high-net-worth family offices than with a Main Street advisory practice.