Planning Associates Wealth Management

The founding principal is not disclosed in public records. The firm operates as a limited liability company, with active principals likely holding CFP and other financial planning credentials. The specific founding team remains unlisted in available sources.

The firm likely employs a client-centered planning approach, constructing portfolios around each client's financial goals, risk tolerance, and time horizon. It uses a diversified allocation across equities, fixed income, and alternatives. This is inferred from common RIA practice and the firm's emphasis on planning.

Yes, as a registered investment advisor (RIA), Planning Associates is a fiduciary. Under the Investment Advisers Act of 1940, it must put client interests first, disclose conflicts of interest, and provide advice that meets the client's stated needs and objectives.

The firm serves high-net-worth individuals, families, and small institutions. Its wealth management services are tailored to clients requiring retirement planning, estate planning, tax optimization, insurance analysis, and investment management. The exact client threshold is not publicly specified.

As an RIA, Planning Associates likely charges fees based on a percentage of assets under management (AUM) for ongoing investment management and/or a flat fee for financial planning services. The exact fee schedule is not disclosed publicly.

No specific office location is publicly confirmed. The firm operates under a single entity with no reported satellite offices. The area it serves is unknown but likely local to its registered state.

Planning Associates is an RIA, not a broker-dealer. It is held to a fiduciary standard, avoiding conflicts tied to proprietary products or commission-driven sales. Its compensation is typically fee-based, aligning with client outcomes rather than transaction volume.