Policygenius

Policygenius is a licensed independent insurance broker. It earns a commission from the insurance carrier on each policy sold. Commissions are already factored into the premium, so consumers do not pay extra for using the platform. The firm states it does not favor any insurer based on commission rates.

Zinnia, an insurance technology and digital services firm, acquired Policygenius in 2023. It now operates as a brand and distribution arm within Zinnia's broader platform.

No. It is an independent insurance broker, not a risk-bearing carrier. It does not underwrite policies or hold insurance liabilities.

The platform covers life, home, auto, disability, and renters insurance. It began as a life insurance specialist in 2014 and expanded into property and casualty lines in subsequent years.

Nicole Buckenmeyer serves as Head of Policygenius Agency. She holds a Chartered Life Underwriter designation and has over 20 years of experience across life, disability, and property and casualty insurance.

The firm states it has sold more than $200 billion in insurance coverage since inception. It operates in all 50 US states and maintains a nationwide team of licensed agents.

Policygenius relies on a content-driven acquisition model built around a large library of fact-checked insurance guides and articles, coupled with performance marketing and an affiliate partnership network led by Head of Partnerships Usman Javed.