Premium Private Wealth

The group earns revenue from multiple linked services: upfront and trail commissions on home and investment loans through its finance arm, fees or commissions on property acquisition and management via the investment arm, and advice fees for financial planning, superannuation, and insurance broking. Because lending, property, and advice sit inside related entities, a single client relationship can generate income across each layer.

The group executes in residential and commercial property acquisition, Australian equities and managed funds (via self-managed superannuation and retail platforms), direct lending and loan restructuring for property investors, and term deposit or cash strategies as part of retirement portfolio construction. It does not publicly operate in venture capital, private equity, or offshore markets.

Both are operating entities that sit inside the Premium Private Wealth group. Premium Finance Services handles credit advice and debt structuring, while Premium Strategic Investments manages property research, investment portfolio construction, and self-managed superannuation administration. They function as separate AFSL and credit-licensed vehicles serving the same client base.

The firm's disclosures describe an advisory framework — recommending property, loan products, superannuation structures, and insurance — but do not confirm discretionary investment management authority. Clients appear to retain final approval over property purchases and individual investment selections, making it an advised rather than fully delegated model.

The firm promotes tax minimisation as a core service, typically delivered through property depreciation schedules, debt gearing, and superannuation contribution strategies. It does not publish the specific tax-licensing registrations of its advisers, though these strategies would require either a tax (financial) adviser registration or a close working relationship with qualified tax agents.