Safe Harbor Financial

Safe Harbor Financial

Safe Harbor Financial Advisors was founded by George Reilly, a Navy Judge Advocate General's Corps veteran who earned his law degree from St. John's and a tax LL.M. from George Washington University. Reilly also holds a CFP® certification earned in 2002, and the firm specializes in retirement-income planning for clients transitioning into or through retirement. The firm operates on a fee-only fiduciary model, never selling products or managing client assets. Services are offered as hourly or project-fee engagements, with ongoing advisory provided through collaborative arrangements with other financial advisors. Its client base consists of self-directed investors who seek professional second opinions or plan validation. Reilly serves as the single professional. Client meeting locations include Occoquan, Virginia, and a Delaware office by appointment only. No AUM, recent deals, or investment activity is disclosed. The firm does not manage a fund, make direct investments, or engage in institutional capital markets. Safe Harbor's structural differentiator is its pure fee-only, non-discretionary planning model — a format the firm notes is rare among financial advisors. Clients pay for time or projects rather than ongoing asset-based fees, which aligns incentives with retainer-style advice rather than capital accumulation.