Mosaic Financial Group

Investment decisions at Mosaic Financial Group are made by the advisory team led by Managing Directors John Nersesian and David Lantsberger. The firm uses a committee-based approach to select and monitor investment vehicles, primarily through third-party ETFs, mutual funds, and alternative manager allocations. Client portfolios are customized based on financial plans and risk profiles.

Mosaic Financial Group is an independent registered investment advisor (RIA), not a single-family office. It serves multiple unrelated families and individuals. The firm does not manage a proprietary fortune or have a single controlling family; rather, it operates as a multi-client wealth manager with fiduciary obligations to all clients.

Mosaic Financial Group does not directly invest in private companies or hold positions in operating businesses in its own name. Client portfolios may contain private alternative assets, but these are accessed through pooled vehicles, managed accounts, or registered funds offered by third-party managers. The firm reports no direct deal-making capabilities.

Mosaic Financial Group focuses on liquid public markets for core client portfolios — equities, fixed income, and alternatives. It does not target specific venture or growth equity stages. Sector allocations are determined by broad market indices and client-specific risk parameters, not by top-down thematic bets.

Mosaic's client base includes high-net-worth executives, business owners, retirees, and multi-generational families, primarily in the Chicago area. The source of wealth varies by client and includes business proceeds, corporate executive compensation, family enterprise liquidation, and inheritance. Mosaic does not disclose aggregated client wealth breakdowns.