Victor O. Schinnerer & Company

Schinnerer designed the architects and engineers professional liability program that CNA underwrites, and has managed it as program administrator since the partnership began in the 1950s. CNA provides the underwriting capital and paper; Schinnerer handles product design, underwriting, distribution, and claims. The relationship is one of the longest continuous carrier–MGA partnerships in US specialty insurance.

No. Schinnerer is a managing general underwriter and program administrator, not a risk-bearing carrier. It designs programs, sets underwriting guidelines, distributes through broker networks, and manages claims on behalf of the insurance companies that provide the capital. The firm's revenue model is fee- and commission-based, tied to the premium volume it administers rather than to underwriting profit or loss.

The A&E program is Schinnerer's most recognized facility, but the firm has developed professional liability programs for environmental consultants, construction managers, healthcare professionals, and lawyers. Each program is underwritten by a dedicated team with domain-specific loss-control resources, and coverage is built to reflect the distinct claim patterns of each profession rather than templated from general professional liability forms.

Schinnerer embeds risk-management services directly into the policyholder relationship. For A&E firms, this includes contract-review guidance, continuing-education resources on liability exposure, and technical bulletins that translate claims experience into actionable practice advice. The goal is to reduce claim frequency for the program overall—aligning Schinnerer's incentives with its carrier partners' and with the insured firms themselves.

No. Victor O. Schinnerer & Company is an insurance program administrator and managing general underwriter with no disclosed wealth-management, family-office, or asset-management activity. It operates exclusively in the specialty professional liability market, managing risk-transfer programs for design and service professionals.