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Yenmo

Unlock instant funds with India's best loan against mutual funds starting from 9.89% interest rate. Quick online approval, zero hidden charges, and no...

Yenmo

Unlock instant funds with India's best loan against mutual funds starting from 9.89% interest rate. Quick online approval, zero hidden charges, and no foreclosure fees.

General information

Firm type

other

Location

Region

Asia

Country

India

Principals

Ashutosh Purohit

CEO & Co-founder

Aryan Agarwal

CTO & Co-founder

Sector focus

FinTechPrivate Credit

Frequently asked questions

Who runs investment and credit decisions at Yenmo?

Ashutosh Purohit serves as CEO and Aryan Agarwal is CTO and co-founder, according to the firm's own website. No dedicated chief investment officer, chief risk officer, or credit committee is disclosed. Operational decisions appear to flow through the two co-founders.

How does Yenmo source its loan book?

Yenmo originates loans through a self-service digital application on its website, targeting retail and mass-affluent borrowers in India. The process relies on borrowers' existing mutual fund holdings as collateral; no institutional origination channels, broker partnerships, or co-lending arrangements are disclosed.

Is Yenmo structured as a family office or a lending company?

Yenmo operates as a technology-driven retail lending platform, not a family office or traditional asset manager. It extends credit against publicly-marked mutual fund collateral and does not appear to manage third-party capital or operate a proprietary balance sheet disclosed to allocators.

Does Yenmo participate in fund commitments or only direct deals?

Yenmo's entire disclosed business is direct lending to retail borrowers against mutual fund units. There is no evidence of fund commitments, co-investments, or institutional investment activity.

What is Yenmo's known posture on co-investments alongside external GPs?

Yenmo does not publicly discuss any co-investment activity. The firm's website describes a single product — loans against mutual funds — and provides no indication of institutional partnerships, syndicated lending, or asset-management relationships.

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