401K ENGINEERS INC.

The firm offers retirement plan consulting, including plan design, investment due diligence, fiduciary compliance, participant education, and monitoring of fund performance. It acts as a fiduciary under ERISA Section 3(21) or 3(38) depending on client agreement.

Yes, the firm operates as a registered investment advisor and offers fiduciary services for 401(k) plans. Clients can engage the firm as an ERISA 3(38) investment manager or 3(21) co-fiduciary, depending on the level of discretion and liability assumed.

The firm uses independent research to select and monitor funds. It does not accept commissions or revenue sharing from fund providers, which mitigates conflicts of interest. Its process involves quantitative and qualitative analysis, but specific methodologies are not publicly detailed.

The firm serves corporate plan sponsors of 401(k), 403(b), and similar retirement plans across the United States. Target clients are likely small to mid-sized businesses seeking outsourced fiduciary management, but detailed client profile information is not publicly available.

There is no public evidence that the firm manages pooled funds or collective investment trusts. Its role appears limited to advisory and fiduciary services for individual retirement plans, rather than asset management or fund administration.