Abacus Financial Planning

Abacus Financial Planning provides comprehensive financial planning, investment management, tax strategy, and estate planning services. The firm operates as a fee-only RIA, meaning it earns compensation directly from clients rather than through commissions or product sales. Services are tailored to high-net-worth individuals and families seeking a holistic wealth advisory relationship.

Yes, as a registered investment advisor (RIA) with the SEC, Abacus Financial Planning is a fiduciary, legally obligated to act in clients' best interests at all times. This standard applies across all advisory services, including investment recommendations and financial planning advice. The firm's Form ADV filing, available through the SEC's Investment Adviser Public Disclosure (IAPD) database, confirms its registered status.

The firm charges a fee based on a percentage of assets under management, typically with tiered rates that decrease as account size grows. Additional fees may apply for financial planning services on a project or retainer basis. All fees are disclosed in the firm's Form ADV Part 2A, which clients receive before engaging services.

Abacus Financial Planning focuses on high-net-worth individuals, families, and potentially small institutions. The firm's multi-family office structure suggests a minimum asset threshold for engagement, though the exact figure is not publicly stated. Clients typically seek integrated wealth management spanning investment management, tax planning, and estate structuring.

Yes, tax planning and estate planning are core services alongside investment management. The firm provides tax-efficient investment strategies, charitable giving planning, and generational wealth transfer advice. These services are typically coordinated with clients' external CPAs and attorneys, though the firm may have in-house experts.

The firm does not publicly disclose its minimum account size. However, as a multi-family office, it likely requires a significant investable asset threshold, commonly starting at $1 million to $5 million for similar firms. Prospective clients should request this figure during the initial consultation.

The firm uses a combination of passive and active investment strategies, allocating client portfolios across equities, bonds, and alternative investments. Public filings indicate use of mutual funds, ETFs, and separately managed accounts to achieve diversification. The planning-driven model means asset allocation is customized to each client's cash flow needs, tax situation, and long-term goals.