Arch Financial Planning, LLC

The firm's ownership and leadership structure are not publicly disclosed in available records or filings. Without a named principal or team publicly listed, it is unclear who personally oversees investment strategies. The firm may operate as a solo practitioner or small team, common among local RIAs.

As a registered investment advisor under the Investment Advisers Act of 1940, Arch Financial Planning is held to a fiduciary standard requiring it to act in clients' best interests. This duty covers all advisory services, including portfolio management and financial planning. The firm is legally obligated to disclose any conflicts of interest in its Form ADV.

The firm's name suggests a primary focus on financial planning, which typically encompasses cash flow analysis, retirement projections, tax-efficient strategies, risk management, and estate planning. These services are distinct from pure investment management and are common among RIAs that prioritize comprehensive wealth planning over discrete asset allocation.

Fee structures for RIAs like Arch Financial Planning commonly include a percentage of assets under management (AUM), a flat retainer, hourly billing, or a combination. Without a public fee schedule, the exact model is unknown. Most RIAs disclose fees in their Form ADV, Part 2, filed with the SEC or state regulator.

Minimum account sizes are not publicly documented. Many planning-focused RIAs set lower thresholds or no minimums, especially if they charge fees based on planning complexity rather than AUM. The firm may cater to mass-affluent or high-net-worth clients, but specific eligibility requirements have not been disclosed.