Everett Wealth Solutions

Riley Everett, the founder and CEO, leads investment decisions. The firm operates as a lean advisory practice, and public records indicate Everett is the central authority for portfolio construction and asset origination. External actuarial and legal specialists support due diligence on individual structured settlement and life insurance transactions.

The firm originates many of its insurance-linked assets directly, sourcing life settlements and structured settlement payment streams through a network of brokers, legal professionals, and direct-to-seller channels. This direct-origination approach avoids the intermediary fund structures common in the life-settlement industry, allowing the firm to control underwriting and pricing. For private debt, the firm underwrites loans to middle-market companies and real estate operators, often through relationships built over multi-year client engagements.

It operates as a multi-family office structured under a registered investment advisor (RIA) framework. The firm serves multiple high-net-worth families rather than a single founding fortune. This RIA structure distinguishes it from private family offices that operate without SEC registration, imposing a fiduciary standard on all advisory activities.

The firm primarily executes direct investments, particularly in structured settlements, life settlements, and directly originated private loans. Public communications do not indicate a fund-of-funds allocation model. By placing assets directly, families avoid the double layer of management and performance fees typical in alternative fund commitments.

Life settlements — the purchase of existing life insurance policies from original owners — form a core allocation. Everett Wealth Solutions underwrites individual policies, evaluating insured life expectancies and policy cash flows to generate returns uncorrelated to public equity and fixed-income markets. The firm pools these policies for families seeking yield with a defined actuarial timeline, and handles ongoing premium obligations through dedicated client accounts.