Harris Financial Services, Inc.

The firm uses a combination of proprietary analysis and third-party research providers to evaluate mutual funds, ETFs, and individual securities. Public filings indicate the firm subscribes to multiple research platforms rather than relying solely on internal team output.

The firm primarily serves individual clients, though it also accepts accounts from small institutions and retirement plans. Its SEC registration covers discretionary management for both retail and high-net-worth clients.

The firm manages both taxable and tax-deferred accounts, including IRAs, 401(k) rollovers, trust accounts, and individual brokerage accounts. Portfolio construction focuses on asset allocation aligned with each client's time horizon and risk tolerance.

No public disclosures indicate affiliation with a bank, insurance company, or larger asset manager. The firm operates as an independent RIA.

The firm charges fees as a percentage of assets under management, with rates disclosed in its SEC ADV Part 2 brochure. Specific tiered breakpoints are not publicly itemized.

Yes, the firm provides comprehensive financial planning services separate from discretionary asset management. This may include retirement projections, tax strategies, estate planning guidance, and insurance reviews (per the firm's ADV filings).