Lazarow Wealth Management

Founder David Lazarow personally underwrites the firm's direct real estate lending and oversees portfolio construction. He is a certified financial planner and a licensed California real estate broker, which enables him to originate trust deed investments directly for client accounts (per Barron's, 2014).

The firm originates its own trust deed and private mortgage investments, concentrating on California real estate secured by first-position liens. Because David Lazarow is a licensed broker, the firm does not rely solely on external fund managers or lending platforms for deal flow; it sources, underwrites, and administers loans in-house.

The firm maintains a dual approach: it executes direct real estate loans as a principal-originator and also constructs client portfolios with traditional equity and fixed-income investments. Public records describe alternative-investment fund access as part of the asset-allocation toolkit, though the direct lending program is the structural differentiator.

Public documentation does not detail formal co-investment programs. The firm's direct trust deed investments are originated and administered internally, which suggests that co-investment alongside external general partners is not a primary feature of its real estate credit strategy.

The advisory and lending activities operate under a single founder-led structure. David Lazarow's dual licenses — certified financial planner and real estate broker — allow the firm to offer both services without a separate legal entity for lending, though specific operational firewalls between RIA and broker functions have not been publicly detailed.