Lutz Financial

Lutz Financial

Mark Lutz launched Lutz Financial in Omaha, Nebraska, in 2009. The firm does not disclose a single-fortune provenance; it functions as a multi-family office serving multiple families rather than one. Registered as an RIA, Lutz Financial holds a presence in the Midwest, with no public record of additional offices outside Nebraska. The firm allocates capital across private equity, real estate, fixed income, and public equities. Lutz Financial favors direct investments and co-investments alongside its clients, focusing on private equity and real estate deals sourced through Midwest networks. It does not run its own commingled funds but structures separate accounts and syndications per family. Confirmed portfolio exposure includes real estate holdings in the Omaha metro area and private company stakes in manufacturing and service businesses (per public record). Geographically, the firm invests primarily in the United States, with a concentration in the Great Plains. Lutz Financial employs about eight professionals who coordinate with external custodians and law firms. The firm has not disclosed any dedicated philanthropic foundation or separate vehicle. In 2023, Lutz Financial expanded its family-office advisory offerings to include generational wealth transfer planning (per the firm's communications, 2023). The firm relies on its independent RIA structure to advise families without proprietary product conflicts. A structural differentiator is Lutz Financial's pure multi-family office posture: it neither operates its own investment funds nor markets to retail clients. The firm structures each family's portfolio individually, using co-investments to align interests. This model keeps the firm small and avoids the asset-gathering incentives that push larger RIAs toward proprietary products.