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Mainstreet Financial Planning
Mainstreet Financial Planning is a fee-only RIA based in San Jose, integrating tax, estate, and retirement planning for Silicon Valley professionals.
Mainstreet Financial Planning
Mainstreet Financial Planning, Inc. is an SEC-registered investment adviser in Los Gatos, CA. It has 6 employees and 4 investment advisers. The firm is headquartered in Los Gatos.
General information
Firm type
Family Office
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
San Jose
Corporate office
San Jose, CA, United States
Sector focus
Frequently asked questions
Is Mainstreet Financial Planning a single-family office?
No. Mainstreet Financial Planning is structured as a registered investment advisor serving multiple clients, primarily technology professionals and retirees in the Bay Area. Its regulatory classification and service model place it in the RIA category, not a single-family office.
How does the firm charge for its services?
Mainstreet Financial Planning operates on a fee-only basis, meaning compensation comes from client-paid advisory fees rather than commissions or product sales. According to its website, this structure eliminates the conflict of interest inherent in commission-based models. Specific fee schedules are not publicly disclosed.
What is the firm's approach to investment management?
The firm emphasizes financial planning as the driver of investment decisions. Portfolios are built using low-cost passive vehicles and customized to each client's retirement income needs, tax situation, and risk tolerance. The investment strategy supports the written financial plan rather than operating as a standalone performance engine.
Does the firm handle concentrated equity positions?
While the firm does not publish detailed service descriptions, its Silicon Valley location and professional-client focus suggest experience with concentrated stock positions, equity compensation, and related tax-planning challenges. Clients should confirm specific capabilities directly.
Who owns Mainstreet Financial Planning?
Ownership and principal information is not publicly disclosed. The firm operates as an independent registered investment advisor, meaning it is not owned by a bank, insurance company, or broker-dealer network — a structure that supports its fiduciary, fee-only positioning.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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