MLTPLY

Founder and CEO Gloria Guntinas, alongside CTO Seyi Bamigbola, both former CoverWallet executives, lead investment decisions. The firm’s investment committee structure has not been publicly detailed, but its small founding team suggests a concentrated decision-making process with input from key investor Tom Libassi of Resolute Global Partners.

MLTPLY sources deal flow through its founders' deep insurtech networks, including connections formed at CoverWallet and within the Insurtech NY ecosystem, where Guntinas is active. The firm also maintains a public 'Get Funded' application portal on its website as a direct inbound channel for founders.

MLTPLY describes itself as an 'investment company' rather than a traditional venture fund. Its model functions more like a hybrid: it makes direct seed investments from $25K to $5M and supplements capital with operational infrastructure — insurance product delivery, fronting, and reinsurance capacity — typically associated with incubators or venture studios.

There is no public disclosure of a direct corporate relationship between MLTPLY and Aon. The connection is through the firm’s founders, Gloria Guntinas and Seyi Bamigbola, who were CEO and CTO of CoverWallet, an insurtech platform acquired by Aon. Their experience at CoverWallet informs MLTPLY’s operating model.

Based on available disclosures, MLTPLY makes direct equity investments into individual startups. There is no public evidence it participates as a limited partner in other funds or operates its own committed fund structure.

MLTPLY does not publish an explicit exclusion list. However, its stated focus areas — mobility, cyber, digital infrastructure, property, complex insurance, and SMB — suggest it stays within property and casualty lines with a technology or data-driven component, implicitly excluding life insurance and health insurance unless they intersect with its digital infrastructure thesis.

MLTPLY co-invests actively. Known co-investors include Brooklyn Bridge Ventures, which co-led an investment in Stable Insurance alongside MLTPLY, and Insurtech Gateway, an insurtech incubator with whom MLTPLY maintains a strategic partnership. The firm appears comfortable operating in syndicates rather than leading rounds exclusively.