Peak Capital Management

Peak Capital Management

Peak Capital Management was established in 2007 and operates from Stuart, Florida as a member of the Retirement Income Source network. The network was founded by David J. Scranton, who brought more than 30 years of financial-services experience to a model built around income-generating investment strategies for clients at or near retirement. Peak places financial education at the center of its client relationships, steering households through a three-stage planning framework that shifts from growth-oriented mutual funds to risk-reduction and income-generation as retirement approaches. Peak's investment approach is defined by a sequence of posture changes. For clients planning to retire, the firm allows for capital-gains-oriented equity exposure — often through diversified mutual funds. Within five to ten years of retirement, it urges a deliberate reduction in stock-market risk. Once a client is retired, the strategy pivots entirely to income; the objective becomes building renewable income streams from vehicles that prioritize principal protection. The firm does not disclose specific portfolio holdings or asset-class allocations, and it does not publish data on direct co-investments, fund commitments, or private-market activity. Its public materials frame the work as a conservative, income-first discipline rather than a multi-asset platform. Peak functions as an advisory practice inside a larger network. The national Retirement Income Source entity, an SEC-registered investment adviser, reported managing more than $3 billion in client assets, and its member offices — including Peak — draw on centralized income-specialist resources. The firm states it has helped thousands of clients and claims over 20 years of combined experience. No philanthropic foundations, real-asset arms, or operating-company affiliates are disclosed alongside the advisory practice. No offices beyond Stuart, Florida are listed in available sources. Peak's structural distinction is its embedded relationship with Retirement Income Source: the national network provides the compliance, investment-strategy framework, and brand infrastructure, while the local office delivers client-facing planning and relationship management. The arrangement creates a franchise-like architecture — a single investment philosophy replicated across independent advisory shops — rather than a centralized multi-office firm. Succession is tied to the network's founder, David Scranton, whose ongoing leadership of the umbrella entity concentrates both strategy and oversight.