Peltoma Capital Partners

Peltoma Capital Partners

Peltoma Capital Partners launched in Austin in 2023, founded by Chief Investment Officer Rubin Miller alongside Partner and Director of Financial Planning Rachael Levine — two former Dimensional Fund Advisors directors who collectively oversaw billions in institutional advisory assets before building a shop for professionals who need planning more than they need product. The firm operates as a fee-only fiduciary with no minimum asset requirement, serving a concentrated book that stretches from sub-$1M to north of $40M in household net worth. Strategy at Peltoma flows from a single evidence-based philosophy drawn directly from the Dimensional playbook: globally diversified portfolios tilted toward the known drivers of return, stripped of stock-picking and market-timing speculation. The firm works across public equities, fixed income, and tax-advantaged account structures, layering in systematic tax-loss harvesting, asset-location optimization, and strategic Roth conversions on top of the investment engine. No direct or co-investment mandates in private markets are disclosed; the book is anchored in liquid, globally diversified public-market exposures. The office lists three professionals spanning Austin, Whitefish, Park City, and Charlotte — a fully distributed team with roots at DFA, the Chicago Board of Trade, and the advisory training practice that sat inside Dimensional's home office. The firm publishes the Fortunes & Frictions blog, which reaches readers in over 125 countries, and Miller contributes to Forbes and the USC Center for Investment Studies. A recent operational marker: Associate Advisor Emily Moran earned her CFP designation in April 2026, deepening the firm's in-house planning bench. Peltoma's structural bet is that a planning-first RIA built by public-markets veterans can bypass the AUM-chasing architecture that dominates the wealth channel. The firm publishes flat-fee pricing alongside AUM-based fees, openly states it will refer out potential clients who are not a fit, and organizes every financial decision around a client's stated life priorities — a governance posture that treats the investment engine as a consequence of planning rather than its driver.