Asset ManagerRIA · CRD 140330SEC-Registered

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Perspective Wealth Partners

James Bailey launched Perspective Wealth Partners as a fee-only Registered Investment Advisor in 2006, establishing the firm in Boise, Idaho with a fiduciary...

Perspective Wealth Partners logo

Perspective Wealth Partners

James Bailey launched Perspective Wealth Partners as a fee-only Registered Investment Advisor in 2006, establishing the firm in Boise, Idaho with a fiduciary mandate from day one. The firm operates without commissions, proprietary products, or third-party compensation, deriving its revenue solely from a percentage of assets under management. Its client base spans individuals, high-net-worth families, trusts, estates, and charitable organizations across the United States. The firm constructs portfolios exclusively from broadly diversified, low-cost, tax-efficient index funds, deliberately avoiding stock picking and market timing. Asset-class coverage spans US and international equities, fixed income, and cash equivalents calibrated to each client's planning horizon. Near-term capital needs are allocated conservatively for safety, while long-term growth assets capture equity market appreciation. A CPA-staffed tax practice is embedded directly in the advisory offering, executing Roth IRA conversions, mega-after-tax 401(k) contributions, deferred compensation evaluations, Social Security planning, and family gifting strategies to maximize after-tax returns—a structure closer to a multi-family office than a typical RIA. Perspective Wealth Partners maintains a single office in downtown Boise at 121 N 9th St, listing eleven professionals on its website as of May 2026, including founder James Bailey, CPAs Travis Schaat and Hannah Weaver, and CFP®s Tara Newton and Skyler Eubank. The firm's integrated model extends to legacy planning, where advisors work with clients' younger family members to establish early-career savings habits. No AUM figure is publicly disclosed. The firm's client intake form segments prospective clients by investable asset bands starting at $1 million, with tiers reaching $5 million and above, informing the Altss-estimated band of under $1 billion in regulatory assets under management. The structural differentiator is the pairing of a fee-only fiduciary posture with an in-house CPA-led tax practice, allowing the firm to optimize after-tax portfolio returns directly rather than outsourcing tax decisions to external preparers. This removes a coordination gap that typically forces clients to relay portfolio strategies to outside CPAs after the fact, creating a closed-loop advisory architecture that is uncommon at the independent-RIA scale.

General information

Firm type

RIA

Year founded

2006

AUM

Under $1B (Altss estimate)

Location

Region

North America

Country

United States

City

Boise

Corporate office

121 N 9th St Ste. 400, Boise, ID 83702, United States

Principals

James Bailey

Founder & Financial Advisor

Travis Schaat

Financial Advisor

Tara Newton

Financial Advisor

Hannah Weaver

Financial Advisor

Skyler Eubank

Financial Advisor

Sector focus

Wealth ManagementFinancial PlanningTax Planning

Frequently asked questions

How does Perspective Wealth Partners construct client portfolios?

The firm builds portfolios using broadly diversified, low-cost, tax-efficient index funds and explicitly avoids stock picking and market timing. Allocations are tailored to each client's financial plan, with near-term capital needs invested conservatively for safety and long-term capital positioned for equity market growth. This structure is designed to minimize internal costs, trading costs, and tax drag.

What makes the firm's tax integration different from a standard RIA?

Perspective Wealth Partners employs CPAs on staff who execute tax strategies directly within the advisory relationship—Roth IRA conversions, mega-after-tax 401(k) contributions, deferred compensation evaluations, and family gifting—rather than referring clients to external preparers. The firm states it is 'rigorous in optimizing your after-tax return' through both portfolio design and strategic tax actions, creating a closed loop between investment management and tax planning.

Does Perspective Wealth Partners earn commissions or sell proprietary products?

No. The firm is fee-only, charging a percentage of assets under management, and states it charges no commissions, sells no proprietary products, and accepts no compensation from anyone other than the client. It operates under a fiduciary obligation to act in the client's best interest and disclose conflicts.

What client segments does Perspective Wealth Partners serve?

The firm advises individuals, high-net-worth individuals, trusts, estates, and charitable organizations. Its website contact form segments prospective clients by investable assets starting below $1 million and reaching $5 million and above, suggesting a focus on mass-affluent to high-net-worth households.

Where is Perspective Wealth Partners located and where do its clients reside?

The firm's sole office is at 121 N 9th St, Suite 400, in Boise, Idaho. Its website and Altss research record do not disclose specific geographic concentrations of its client base, but the advisory team's community involvement centers on Idaho nonprofits, including the YMCA and Idaho Youth Ranch.

Who runs investment decisions at Perspective Wealth Partners?

Founder James Bailey leads the firm as Financial Advisor. The advisory team includes multiple CFP®s and CPAs, indicating that investment and planning decisions are collaborative within the advisor group rather than centralized under a single CIO. The firm's investment philosophy—index-based, cost-minimizing, planning-driven—is applied uniformly across client portfolios.

Does Perspective Wealth Partners operate as a single-family office or a multi-family office?

It operates as a fee-only Registered Investment Advisor, not a family office. However, its integrated tax, planning, and legacy-coordination services for younger family members resemble the scope of service typical of a multi-family office, albeit delivered under an RIA regulatory structure.

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