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Summit Group Retirement Planners
Summit Group Retirement Planners was founded in 2013 by Anthony John Fiorenza, a former Vanguard Group and AIG retirement-plan specialist, and his son Derek...
Summit Group Retirement Planners
Summit Group Retirement Planners was founded in 2013 by Anthony John Fiorenza, a former Vanguard Group and AIG retirement-plan specialist, and his son Derek Fiorenza. The firm operates from a single office in Exton, Pennsylvania, and is structured as an SEC-registered investment advisor whose representatives also maintain brokerage licenses through LPL Financial — a hybrid RIA/broker-dealer arrangement common among US retirement-plan-focused firms. The firm concentrates on qualified and non-qualified corporate retirement plans and individual wealth management. Anthony Fiorenza consults for-profit companies and non-profits on plan design, investment monitoring, and fiduciary oversight. Derek Fiorenza serves as chief compliance officer while also advising plan sponsors as an Investment Advisor Representative. As a CEFEX-certified firm, Summit Group undergoes annual third-party verification covering fiduciary practices in governance, fee disclosure, and operational controls. The firm does not disclose AUM but lists its services across retirement, estate, investment, insurance, and tax planning. Two principals define the firm's professional bench. Anthony Fiorenza holds the AIF, CPFA, C(k)P, and PPC designations and serves on the Bishop Shanahan High School Advisory Board. Derek Fiorenza holds the same designations and sits on the Retirement Advisor Council's national advisory group. The firm also maintains a non-profit affiliate, Fiorenza's Food for Friends (F4), which Derek founded in 2011 and has since distributed over three million meals across 43 states. No outside capital or separate investment vehicles are disclosed. Summit Group's architecture combines an RIA advisory layer with LPL Financial brokerage execution, letting it deliver both fiduciary retirement-plan consulting and commission-based insurance sales under one roof. CEFEX certification adds an external governance mechanism, requiring documented compliance with fiduciary best practices that independent auditors verify annually — a structural backstop not mandated for the typical RIA.
General information
Firm type
RIA
Year founded
2013
Location
Region
North America
Country
United States
City
Exton
Corporate office
431 Exton Commons, Exton, PA 19341
Principals
Anthony John Fiorenza
CEO/President
Derek Christopher Fiorenza
COO/CCO
Sector focus
Frequently asked questions
Who runs investment decisions at Summit Group Retirement Planners?
Anthony John Fiorenza, CEO and president, leads client consulting and investment-monitoring engagements. Derek Fiorenza, COO and CCO, also serves as an Investment Advisor Representative. Both hold the Accredited Investment Fiduciary (AIF) designation, which focuses on fiduciary process rather than discretionary portfolio management.
What does CEFEX certification mean for the firm's operations?
CEFEX — the Centre for Fiduciary Excellence — subjects advisory firms to an annual independent audit verifying adherence to fiduciary standards, fee disclosure, and governance practices. Summit Group states on its website that it maintains this certification. Unlike a generic SEC registration, CEFEX provides ongoing third-party validation that plan sponsors and individual clients can reference.
Is Summit Group Retirement Planners a fiduciary or a broker?
The firm operates a hybrid model. It is a Registered Investment Advisor, which carries a fiduciary duty on advisory accounts. At the same time, its representatives are registered with LPL Financial, allowing them to earn commissions on brokerage transactions and insurance product sales — a dual structure the firm discloses on its website.
Does Summit Group manage proprietary investment funds?
No proprietary funds are disclosed. The firm lists advisory services covering retirement-plan design, investment monitoring, and individual wealth management. Its public materials do not reference any in-house pooled vehicles.
How is the firm related to LPL Financial?
Summit Group Retirement Planners is a separate RIA whose investment advisor representatives are also registered representatives of LPL Financial, the largest independent broker-dealer in the United States. The website notes that this relationship enables brokerage and insurance capabilities alongside RIA advisory services, while also creating a compensation conflict the firm discloses.
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