Superior Planning

Superior Planning

Superior Planning was established by Buddy Thomas as a multi-family office. It supplies advisory services focused on estate planning, tax optimization, retirement income, and generational transfer for high-net-worth clients. The firm executes through direct advisory mandates rather than pooled vehicles. Services cover private equity and real estate exposure alongside traditional portfolio construction. Geographic activity centers on North America. It lists affiliations with Carmel Capital Partners, LLC for certain clients and operates related insurance and securities services through BSA Financial Network & Insurance Services, Inc. Team size and total deployment figures remain undisclosed. The firm holds no additional offices beyond its San Diego headquarters. Several principals maintain CFP certification through the Certified Financial Planner Board of Standards. Superior Planning functions as an SEC-registered investment adviser (CRD 130711) that also routes select mandates through an affiliated RIA. This hybrid registration and common-control structure with insurance and broker-dealer entities distinguishes its operational architecture from pure single-family offices.