Tio Holdings

Tio Holdings

Tio Holdings was founded by Jonathan Teklu as a Berlin-based investment company managing principal capital across asset classes. Teklu's background includes a role as Venture Partner at Creandum, the Stockholm-headquartered early-stage venture firm, connecting Tio to a network that has backed companies like Spotify and Klarna. The firm maintains residential holdings in London, with two flats in the Tenby Mansions development in Hendon, alongside a mixed-use real estate portfolio in Berlin. Tio's investment approach deploys capital directly into early-stage startups and tangible assets without a disclosed fund structure — operating as an evergreen principal vehicle. The firm's venture posture is reinforced by Teklu's co-management of Aben AI GmbH, an artificial intelligence entity where he partners with Michael Descheneaux, and his prior partnership in OneF Holding UG. The real estate book combines London residential exposure at Tenby Mansions on Brent Street with Berlin mixed-use properties, while an art collection — Artandum Collection — adds a non-correlated alternative asset to the portfolio. The firm maintains ties to the World Economic Forum through Teklu's participation as a Managing Partner of Springstar, and to Berlin's entrepreneurial ecosystem as a supporter of CODE University, a private digital-product development school. These relationships broaden Tio's deal-sourcing funnel across the DACH region's startup landscape. Teklu's operational involvement with Aben AI GmbH signals an active posture in artificial intelligence ventures, complementing the broader generalist mandate. Tio's structural differentiator lies in its hybrid architecture — combining venture investment with direct real estate and collectibles under a single principal vehicle. This blended model sidesteps the fundraising cycle that constrains structured funds, allowing the firm to hold both liquid venture positions and illiquid property assets indefinitely. The absence of external LP pressure and the integration of operational tech ventures like Aben AI GmbH make Tio Holdings a flexible allocator shaped entirely around the principal's time horizon and network, rather than a pooled fund's return timetable.