Dalton Wealth Planners

Dalton Wealth Planners operates as a Registered Investment Advisor (RIA) and is structured on a fee-only basis. The firm does not maintain broker-dealer or insurance agency affiliations, which means its revenue comes from client-paid advisory fees rather than commissions on product sales. This regulatory posture subjects the firm to fiduciary obligations under the Investment Advisers Act of 1940.

The firm emphasizes long-term, goal-based portfolio construction using a mix of equities, fixed income, and alternative investments. Dalton Wealth Planners does not market proprietary investment products, which reduces embedded conflicts compared to vertically integrated wealth managers. Portfolio design is driven by client-specific tax and estate considerations rather than a single-model approach.

The firm's client base is concentrated in South Florida, particularly the Miami-Dade and Coral Gables corridors. Its typical clients include high-net-worth individuals, families, and professionals with local ties. The firm has not publicly expanded into additional geographic markets or opened satellite offices outside this region.

David Dalton, the founder and CEO, leads investment decision-making at Dalton Wealth Planners. The firm operates with a boutique structure, and material changes to portfolio strategy, manager selection, or asset allocation are understood to rest with the founder rather than a separate investment committee.

Yes, tax-sensitive planning is a core component of the firm's service model. Dalton Wealth Planners integrates income tax, estate tax, and charitable giving strategies into portfolio management. The firm coordinates with external CPAs and estate attorneys rather than providing legal advice in-house, which is consistent with most fee-only RIA practices.