Southeastern Financial Planning

As a registered investment advisor, Southeastern Financial Planning operates on a fee-only basis, charging clients a percentage of assets under management. The exact fee schedule is not publicly disclosed, but typical industry practice for RIAs of this profile ranges from 0.75% to 1.5% annually on managed assets. The firm does not earn commissions or third-party compensation.

Yes, as part of its tax-integrated approach, the firm incorporates direct indexing and tax-loss harvesting strategies into client portfolios. This allows it to harvest capital losses to offset gains within the same client's account, a capability that becomes more powerful for clients with concentrated positions or large capital gains events. The firm's internal management of allocations supports this level of customization.

Southeastern Financial Planning does not publicly disclose a minimum account size. However, its fee structure and service model — emphasizing multi-generational planning with a full suite of estate and tax services — suggest a minimum threshold typically in the range of $1 million to $5 million. The firm may accept smaller accounts on a case-by-case basis.

Yes, as a registered investment advisor, Southeastern Financial Planning is held to a fiduciary standard under the Investment Advisers Act of 1940. This means it must act in the best interests of its clients, disclose all material conflicts of interest, and provide advice that is suitable for each client's specific financial situation. The firm's regulatory filings with the SEC confirm this status.

The firm handles estate planning for high-net-worth clients with complex family structures, including those with taxable estates, business succession needs, and charitable giving objectives. Its services include drafting wills, trusts, and powers of attorney, as well as advising on the tax implications of different estate structures. The firm works with clients who have net worths typically exceeding $5 million.